For SMEs 01
Fund the next stage of your business.
Explore structured, Shariah-compliant financing designed for project delivery, working capital and receivables.
Discuss your financing needs ↗Shariah-Compliant Venture Debt & Private Credit
Speak with ICV
Ibhar Capital VentureEmpowering GrowthRequest ProposalMalaysia's Shariah-compliant private credit platform
Capital for the real economy.
Structured financing for SMEs, contractors, project owners and growth-stage enterprises - designed around contracts, receivables, assets and visible cashflow.
Shariah-compliantInstitutional underwritingMalaysia focused
ICVStructured
Capital
Capital
01
Contract-backed
opportunity
02
Disciplined
underwriting
03
Capital for
growth
For Investors 02
Access Malaysia's private credit opportunity.
Learn about ICV's disciplined approach to asset-backed, cashflow-led and real-economy financing.
Request the investment proposal ↗The missing middle
Growth businesses need a more agile route to capital.
Traditional banking can be too rigid for businesses with strong contracts but limited collateral or operating history. ICV bridges the gap between high-dilution equity and hard-collateral bank lending.
of Malaysian companies are SMEs
indicative annual venture-debt opportunity
focus on real-economy contracts and receivables
Financing across the project lifecycle
From tender to payment.
One connected financing landscape that supports eligible businesses before, during and after project execution.
01Tender & mobilisation
CMTF-i
Pre-project support for eligible businesses securing and mobilising contracted work.
- Financial support
- Bank guarantees
- Term or revolving financing
02Project execution
Trade Line / Ijarah-i
Facilities designed to support supplies, operating needs, machinery, equipment and assets.
- Supplier undertakings
- Purchase financing
- Asset financing
03Project completion
Factoring-i
Receivables financing that helps eligible businesses unlock cashflow after work is completed.
- Invoice factoring
- Receivables financing
- Post-project liquidity
TenderMobiliseExecuteComplete
Capital preservation by design
A disciplined approach to private credit.
ICV combines cashflow realism, risk-based structuring, layered governance and active collection controls to protect capital while supporting productive business growth.
Financing Service Reserve
A dedicated reserve is established and replenished to help cushion temporary cashflow pressure and reduce financing risk.
Direct payment assignment
Primary collections can be directed to designated accounts, strengthening visibility and control over contracted cashflows.
Institutional underwriting
Assessment is grounded in verified contracts, counterparties, realistic project tenors and defined financial thresholds.
Shariah governance
Structures are designed around Shariah-compliant contracts with real asset or cashflow backing and dedicated oversight.
Governance architecture
Board oversightAudit & riskFinancing committeesShariah oversight
Wangsa 118
Kuala Lumpur
Kuala Lumpur
Ready pipeline. Real activity.
Capital can move where opportunity already exists.
ICV's pipeline spans established sectors where contracts, operating activity and identifiable counterparties can provide clearer cashflow visibility.
01Infrastructure
02Technology
03Education
04Renewable Energy
05Professional Services
Leadership & experience
Institutional knowledge. Entrepreneurial focus.
ICV brings together experience across banking, venture capital, private credit, law, Shariah, risk management and corporate governance.
Executive Director
Amiruddin Kemat
Former Senior Vice President at Malaysian Debt Ventures Berhad, with extensive corporate planning, business development, operations and risk experience.
Director
Shahril Anwar Mohd Yunos
Former CEO of Government Venture Capital Management and former Chairman of the Malaysian Venture Capital Association.
Director
Hazman Zaim Zainal Abidin
Member of the Malaysian Bar and Managing Partner at Messrs Zaim Sabrina & Co, leading the firm's corporate legal practice.
President
Muhammad Zakiyuddin Abdul Azih
Corporate investment professional with previous leadership experience at CIMB Bank and Maybank, specialising in compliance and governance.
Chief Executive Officer
Mohd Sharizal Mustapah Kamil
More than 20 years of corporate experience, including leadership roles at UM Holdings and Export-Import Bank of Malaysia Berhad.
“
To be Malaysia's leading Shariah-compliant private credit platform supporting high-growth SMEs.
Bridge the capital gap.
Connect credible SME financing needs with disciplined institutional funding.
Broaden financial inclusion.
Enable more productive Malaysian businesses to access growth capital through responsible Shariah-compliant structures.
Frequently asked questions
Start with clarity.
Who can approach ICV for financing?+
ICV serves eligible Malaysian SMEs, contractors, project owners and growth-stage enterprises, particularly businesses with contracts, receivables, assets or credible expansion plans.
What financing solutions are available?+
ICV's landscape includes pre-project mobilisation facilities, trade line and Ijarah-i structures, machinery or asset financing, and Factoring-i for eligible receivables.
How can investors receive detailed information?+
Detailed investment terms, valuation information and financial projections are shared privately after an initial enquiry. Use the Request Investment Proposal button to contact the ICV team.
Are all applications automatically approved?+
No. Every opportunity is subject to eligibility checks, underwriting, documentation, Shariah review and the relevant committee approvals.
Let's connect
Turn the next opportunity into structured growth.
Whether you are seeking capital for a credible business opportunity or looking to understand ICV's investment proposition, start a private conversation with our team.
WhatsApp019-572 2217
Location
Wangsa 118, Wangsa Maju
Kuala Lumpur, Malaysia
Websitewww.ibharcapital.com
Submit an enquiry
Tell us what you need.
Complete the form and your enquiry will be prepared as an email for you to review and send directly to the ICV team.
Form recipientadmin@ibharcapital.com
Information on this website is for general corporate information only and does not constitute financial advice or an offer. Financing and investment opportunities are subject to eligibility, due diligence, approvals and formal documentation.